Payment Verification

Payment transactions are a goldmine of information for assessing guest risk. Autohost’s Payment Verification helps you tap into this data, whether you use our direct integrations or integrate our analysis engine into your own platform.

By analyzing payment events, cardholder details, and transaction patterns, we provide an essential layer of security that complements our Fraud Detection and ID Verification solutions. Identify risky transactions, detect repeat offenders, and significantly reduce chargebacks.

Turn payment data into actionable intelligence and protect your business from costly payment fraud with Autohost’s powerful verification technology! ✨

Choose the integration method that best suits your needs:

1. Direct Integration (Stripe & Adyen): Connect your Stripe or Adyen account directly to Autohost. We automatically collect and analyze payment events (charges, failures, disputes, etc.). Provides access to billing address and cardholder name for enhanced checks.

2. API Integration (For Platform Partners): Integrate Autohost’s analysis engine into your platform via our secure API. Send payment events from any payment processor your platform supports. Ideal for PMSs, Guest Experience Platforms, or businesses wanting to offer verification as a native feature. Leverage Autohost’s analysis on events like booking payments, security deposits, or upsells.

Both methods feed crucial data into our Screening AI for comprehensive risk assessment.

Our system goes beyond simple transaction checks, employing sophisticated data science techniques:

• Event Correlation: Link payment events (disputes, chargebacks, failed charges, successful charges, card failures) across different reservations and properties.

• Pattern Recognition: Identify known fraud patterns associated with specific card types, billing locations, or transaction timings.

• Fingerprinting: Detect repeat offenders using various fingerprinting methods based on card details, billing information, and associated metadata.

• Outlier Detection: Flag transactions that deviate significantly from normal patterns for closer review.

• Data Enrichment: Combine payment data with information from Fraud Detection (IP address, device info) and ID Verification for a holistic risk profile.

Payment Verification works best when combined with Autohost’s other powerful security solutions:

• Fraud Detection: Identifies risky connections, devices, and behaviors before payment is even attempted.

• ID Verification: Confirms the guest’s identity matches the reservation and payment details.

• Payment Verification: Adds the crucial layer of analyzing the financial transaction itself, linking identity and behavior to the payment method.

Together, these tools create a formidable defense against fraud, significantly reducing financial losses and protecting your business reputation. It’s the kind of comprehensive security Autohost is known for!